Legal & General - Over 50s Insurance

The plan you are applying for is designed to meet the needs of people who are looking for a guaranteed acceptance life insurance plan to pay a cash sum upon death. If this plan meets your needs please continue with the application. The following questions must only be answered by the person to be insured.

Get a Quote

Did we send you a quote in the post? Enter your reference code here:

Your date of birth

You must be between the ages of 50 and 80, a UK resident and have spent at least 183 days in the UK in the last tax year.

Your email address:

In the last 12 months have you used tobacco, e-cigarettes or nicotine replacement products?

Yes - Regularly

Yes - Occasionally

None at all

'Yes - Regularly' means more than once a week.
'Yes - Occasionally' means once a week or less.

How much would you like to pay per month?

The amount you can pay per month is dependent on your age and your smoker status. The minimum you can pay is £{{ lowerPPM }} per month and the maximum you can pay is £{{ upperPPM }} per month

Please read our Privacy Policy to understand what we do with the information that we collect from you.

Get a Quote

Your Cover Summary

You will pay £{{ myPPM }} per month

Cash sum on death: £{{ mySA | formatNum }}

Why choose Legal & General?

100% of claims paid

Your premiums will never go up

Guaranteed acceptance for 50 to 80 year old UK residents

Fast pay-out within days of receiving most claims

Full cash sum payable if you die after just one year

Summary

A premium of £{{ myPPM }} per month quotation for (a {{ smoker === "0" ? "non-smoker" : "smoker" }}) born {{ longDOB }}

You will pay

£{{ myPPM }} per month

Cash sum on death

£{{ mySA | formatNum }} - The full cash sum is paid after one year of starting the plan.

Max payment term

{{ 90 - age }} years

Total premiums you could pay

£{{ ((90 - age) * 12) * myPPM | formatNum }} - The overall cost is calculated based on you paying the monthly premium amount of £{{ myPPM }} to the age of 90 when you stop paying premiums. However cover continues for the rest of your life.

Policy cost illustration

The break-even point is when you have paid the same amount in premiums as the cash sum paid out on death. This would be in {{ myPaymentPeriodYears }} years and {{ myPaymentPeriodMonths }} months when you are {{ myBreakEvenAge }} old.

Important Documents

Policy Summary

Policy Terms and Conditions

Important information

Guaranteed acceptance for 50 to 80 year old UK residents. There may be other products available if you want to answer further lifestyle and medical questions.
Full cash sum payable should you die after one year of starting the plan.
If you die within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
Your cash sum is fixed and inflation will reduce its buying power over time.
Depending on how long you live, you may pay more in premiums than your cash sum paid out on death.
You will stop paying monthly premiums on your 90th birthday, but your cover will continue for the rest of your life.
If you stop paying your premiums when due, your plan will be cancelled and you won't get anything back.
The Over 50s Fixed Life Insurance Plan is not designed to meet the full costs of a funeral, and does not guarantee to do so.
Please ensure the total cash sum of all Legal & General Over 50s Life Insurance plans does not exceed £10,000. For existing plans taken out on or before 25 November 2017 please refer to your Policy Terms and Conditions for your total sum assured value.
If you choose to reduce your premiums, your cash sum will also be reduced.
If the plan is not placed in Trust, the proceeds may not reach the people you would like to benefit.

Continue to Your Details

Payment Details

Please pay Legal & General Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Legal & General and, if so, details will be passed electronically to my Bank / Building Society.

It is required that you are the account holder and are therefore able to authorise debits on this account. If you are not the account holder you cannot complete this online application.

Your bank account details

Account number:

Sort code:

Locate my bank Enter address manually

Enter address

Please complete the following information

Bank:

Branch:

Bank Address Line 1:

Bank Address Line 2:

Bank Address Line 3:

Bank Postcode:

Your Bank Details

Account holders name:

Direct debit date:

This guarantee is offered by all banks and building societies that accept instructions to pay Direct Debits.

If there are any changes to the amount, date or frequency of your Direct Debit, Legal & General Assurance Society Limited will notify you five working days in advance of your account being debited or as otherwise agreed. If you request Legal & General Assurance Society Limited to collect a payment, confirmation of the amount and date will be given.

If an error is made in the payment of your Direct Debit by Legal & General Assurance Society Limited or your bank or building society you are entitled to a full and immediate refund of the amount paid from your bank or building society.

If you receive a refund you are not entitled to, you must pay it back when Legal & General Assurance Society Limited asks you to.

You can cancel a Direct Debit at any time by simply contacting your bank or building society. Written confirmation may be required. Please also notify us.

View Summary

Over 50s Fixed Life Insurance Plan

Get a Quote

Select Your Cover Level

Your Cover Summary

Why choose Legal & General?

Summary

Important Documents

Your Details

Enter your address

Payment Details

Your bank account details

Enter address

Your Bank Details

Cover Summary

Your Plan

You will pay

Cash sum on death

Thank you {{ title }} {{ firstname }} {{ surname }}! Your cover starts now.