Call us on: 0800 316 8435 8:30am - 8pm Monday to Friday 9am - 1pm on Saturday We may record and monitor calls
This plan is designed to meet the needs of people who are looking for life insurance with guaranteed acceptance that pays out a lump sum when they die. If this plan meets your needs please continue. The following questions must only be answered by the person to be insured.
The plan you are applying for is designed to meet the needs of people who are looking for a guaranteed acceptance life insurance plan to pay a cash sum upon death. If this plan meets your needs please continue with the application. The following questions must only be answered by the person to be insured and they must be resident in England, Wales, Scotland or Northern Ireland.
Why Legal & General?
Fast pay-out within days of receiving most claims
100% of claims paid
Your premium will never go up
Flexibility to reduce your premiums after one year. Minimum premium applies.
Why Legal & General?
Fast pay-out within days of receiving most claims
100% of claims paid
Your premium will never go up
Flexibility to reduce your premiums after one year. Minimum premium applies.
Guaranteed acceptance for 50 to 80 year old UK residents
Fast pay-out within days of receiving most claims
Full cash sum payable if you die after just one year
Summary
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Cash sum on death£{{ mySA | formatNum }} - The full cash sum is payable after one year of starting the plan, or within the first year if you die as a result of an accident.
Max payment term{{ 90 - age }} years
Policy cost illustrationYou will stop paying your premiums at age 90 however the policy will continue for the rest of your life. If you were to take out a policy today for £{{ myPPM }} a month, by age {{ myBreakEvenAge }}, you will have paid as much in premiums as the cash sum.
Please make sure the total cash sum for all your Legal and General Over 50s Life Insurance plans is not greater than £10,000. If you have a plan taken out on or before 25 November 2017, please refer to your Policy Terms and Conditions for your total cash sum.
The Over 50s Fixed Life Insurance Plan is not designed to meet the full costs of a funeral, and does not guarantee to do so.
Please pay Legal & General Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Legal & General and, if so, details will be passed electronically to my Bank / Building Society.
It is required that you are the account holder and are therefore able to authorise debits on this account. If you are not the account holder you cannot complete this online application.
Thank you {{ customer.title }} {{ customer.firstname }} {{ customer.surname }}! Your cover starts now.
We have received your application and we're pleased to confirm that your cover will start immediately. You now have some peace of mind knowing that you're taking steps to help provide a fixed cash sum to help loved ones.
What happens next?
You should receive your welcome pack within the next 7 to 10 days.
If you have any questions in the meantime, please don't hesitate to contact us. We're available on 0800 316 7308 between 8am and 8pm weekdays and 9am to 5pm on Saturday. Please be aware that we may record and monitor calls.
Now that you have an Over 50s Life Insurance Plan you may want to think about placing it in Trust. Putting your plan in trust can help ensure the right people receive the benefit of your plan{{ journey.showfbo ? " (not eligible if the Funeral Benefit Option has been chosen as the benefit of your plan will be paid to Dignity)" : "" }}.
It may not be possible to collect the first premium on your preferred collection date. Further information will be included in the welcome pack.
Thanks again for choosing us for your Over 50s Fixed Life Insurance Plan.