The plan you are applying for is designed to meet the needs of people who are looking for a guaranteed acceptance life insurance plan to pay a cash sum upon death. If this plan meets your needs please continue with the application. The following questions must only be answered by the person to be insured and they must be resident in England, Wales, Scotland or Northern Ireland.
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Select Your Cover Level
Your Cover Summary
You will pay £{{ myPPM }} per month
Cash sum on death: £{{ mySA | formatNum }}
Why choose Legal & General?
100% of claims paid
Your premiums will never go up
Guaranteed acceptance for 50 to 80 year old UK residents
Fast pay-out within days of receiving most claims
Full cash sum payable if you die after just one year
Summary
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You will pay
£{{ myPPM }} per month
Cash sum on death
£{{ mySA | formatNum }} - The full cash sum is paid after one year of starting the plan.
Max payment term
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Total premiums you could pay
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Policy cost illustration
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Important information
- Guaranteed acceptance for 50 to 80 year old UK residents. There may be other products available if you want to answer further lifestyle and medical questions.
- Full cash sum payable should you die after one year of starting the plan.
- If you die within the first year we will refund any premiums paid, unless you die as the result of an accident, when we will pay your cash sum.
- Your cash sum is fixed and inflation will reduce its buying power over time.
- Depending on how long you live, you may pay more in premiums than the cash sum paid out on death.
- The premiums won't go up once you've taken out the Over50s Fixed Life Insurance Plan.
- You will stop paying monthly premiums on your 90th birthday, but your cover will continue for the rest of your life.
- If you stop paying your premiums when due, your plan will be cancelled and you won't get anything back.
- The Over 50s Fixed Life Insurance Plan is not designed to meet the full costs of a funeral, and does not guarantee to do so.
- You can reduce your premiums if you've had your plan for a year and your circumstances have changed. Minimum premium applies.
- Please ensure the total cash sum of all Legal & General Over 50s Life Insurance plans does not exceed £10,000. For existing plans taken out on or before 25 November 2017 please refer to your Policy Terms and Conditions for your total sum assured value.
- If you choose to reduce your premiums, your cash sum will also be reduced.
- If the plan is not placed in Trust, the proceeds may not reach the people you would like to benefit.
Your Details
Payment Details
Please pay Legal & General Direct Debits from the account detailed in this instruction subject to the safeguards assured by the Direct Debit Guarantee. I understand that this instruction may remain with Legal & General and, if so, details will be passed electronically to my Bank / Building Society.
It is required that you are the account holder and are therefore able to authorise debits on this account. If you are not the account holder you cannot complete this online application.
Thank you {{ title }} {{ firstname }} {{ surname }}! Your cover starts now.
We have received your application and we're pleased to confirm that your cover will start immediately. You now have some peace of mind knowing that you're taking steps to help provide a fixed cash sum to help loved ones.
What happens next?
You should receive your welcome pack within the next 7 to 10 days.
If you live in England, Scotland or Wales, you will receive an email within the next 21 days with details of how to redeem your will. This offer excludes Northern Ireland.
If you have any questions in the meantime, please don't hesitate to contact us. We're available on 0800 316 8435 between 8am and 8pm weekdays and 9am to 5pm on Saturday. Please be aware that we may record and monitor calls.
Now that you have an Over 50s Life Insurance Plan you may want to think about placing it in Trust. Putting your plan in trust can help ensure the right people receive the benefit of your plan.
It may not be possible to collect the first premium on your preferred collection date. Further information will be included in the welcome pack.
Thanks again for choosing us for your Over 50s Fixed Life Insurance Plan.